Redemption of notes
The service works redemption of notes, the company Expohledávky Ltd., via e-mail, please send your request this service, and the company will contact you and inform you about the conditions of purchase bills. The promissory note is transferred by endorsement or assignment.
A) Transfer the bill endorsement:
The promissory note is a security and basic type of transfer is endorsement, indosament, which allows quick and easy transfer of rights deriving from the bill. Endorsements can convert all bills, except rectum bills, therefore notes with clause "not to order". SUMMARY endorsement characterized in that, the current owner of the promissory note (sender), marked on the back of the bill or on the tag indosační clause and transmit the bill to the new owner (indosantovi), on which they will assume all of the rights bills, which are included in the transferred bills.
B) Transfer of bills assignment (buying):
If the bill's name affixed with a clause "not to order", can only be transferred cession, Thus, the assignment of contract claim under § 1879 ff. Act. C. 89/2012 Sb., Civil Code, amended. assignee (the one who takes the bill) enter under a contract of assignment of the claim to all the rights of the assignor (Who the bill progresses) associated with the claim, ie. not only for the transfer of rights from the bill as in the case of endorsement. Purchase bills is therefore carried out under a contract of assignment of claims.
Price (consideration, contractual fee) ranges from 50 do 80 percent of the nominal value of the subject and redemption depends on the nominal amount of the debt or bills and their quality. Determined individually and definitively laid down in the draft contract. Where the agreed assignment of bills for consideration, assignor assignee corresponds to the amount received payment with interest for it, that the debt at the time of the assignment lasted, and by agreement with the assignee, i can vouch for its recoverability.
In the case of an agreement on the payment of cash expenses assignee, reasonably incurred in connection with the provision of legal services, in particular judicial and other fees, travel expenses, postage, telecommunications charges, expert reports and statements, translation, descriptions and photocopies, recovery claims out of court and in court, is taken into account in particular the complexity and demands of factual and legal stuff, time requirements and demands of the assignor to the settlement of the case, as well as the creditworthiness of the borrower.
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The course of our cooperation
How to proceed in case of representation?
professionally assess, whether your claim is eligible for recovery and in cooperation with you, we put together the documentation necessary for the next steps in the recovery process. Necessary documents are inserted through your customer account, Thus, we are trying to save your time and money to the extent possible.
If found, that your claim is eligible for further enforcement, The next step is arranging the representation in recovering claim, and to deal with our company and with law firm providing judicial enforcement of your claims. Representation is based on the order contract and your power of attorney. Specific conditions of representation being arranged in the order contract.
In the first recovery stage pre-action claim debtor send invitation. Pre-action notice is sent to the law firm and our experience pays, that many borrowers will pay the debt only because, that is to put things lawyer. In a pre-action challenge the debtor is notified and the fact, the inertia when paying the debt he claims "expensive" cost of legal proceedings and possibly the costs of enforcement.
If the debtor fails to comply voluntarily debt on the basis of pre-action reminders, it is an action, or proposal to issue electronic payment order. Filing a lawsuit starts with the judicial phase of the recovery of your debts. In the application, the applicant describes the reason for the claim and prove it deeds. processing application, as well as representation in court proceedings, Of course, provides law firm.
If the debtor fails to comply voluntarily on the basis of debt issued by a payment order or judgment awarding, It is on the basis of the decision to initiate enforcement proceedings. Selection of the appropriate executor and begin execution. O tom, What is happening in execution, Keep track of your customer account. Within the execution executor affect the debtor's assets, both movable, and Real, bank accounts and affects wages or other income.